Fintex Capital, an institutional investor dedicated to established P2P-lending platforms in Europe, has successfully completed its first investment on a P2P marketplace. Fintex is investing in German consumer loans originated via auxmoney, Germany's leading P2P marketplace.
In connection with this investment, Fintex Capital has issued a Bond to institutional investors, the first of its kind. Over the coming months Fintex plans to make further credit investments in the fintech arena.
Fintex purchases sizeable portfolios of loans originated on leading marketplaces as principal. In doing so, Fintex enables professional investors – such as pension funds, insurance companies, high net-worth individuals, private banks and family offices – to deploy significant capital on P2P marketplaces in a hassle-free manner.
Fintex Bonds are capital markets friendly as they carry an ISIN and are settled through Euroclear and Clearstream. Investors in fixed income markets are intimately familiar with investing in this manner which eliminates time-consuming administration and complex documentation.
Fintex Capital was created in 2015 to originate, structure and manage bespoke P2P investments for professional investors with an institutional mindset. The aim is to deliver capital preservation, consistent income and superior risk-adjusted returns. Based in London, the Fintex team has a long-standing track record in investment structuring and asset management, as well as thorough investment experience within P2P lending. To manage its investments, Fintex employs proprietary risk management tools which were developed in-house over the past 15 months.
Robert Stafler, Co-Founder of Fintex Capital, says: "Our aim is to take P2P lending 'mainstream' among institutional investors by making it as easy and hassle-free as possible for them to invest on the marketplaces they like. Fintex was specifically designed as an issuer of debt instruments that investors are intimately familiar with. In doing so, we provide a missing link between Europe's leading marketplace lending platforms and global capital markets.
